RECOGNIZE THE FRAUD

💳 CREDIT CARD FRAUD

⭐ TOP 5 RECOMMENDED RESOURCES

Government of Canada — Credit Card Fraud
https://www.canada.ca/en/financial-consumer-agency/services/credit-fraud.html
Excellent Canadian overview of how credit card fraud happens, warning signs, prevention, protecting your PIN and what to do if your card or information is compromised.
Government of Canada — Unauthorized Credit & Debit Transactions
https://www.canada.ca/en/financial-consumer-agency/services/rights-responsibilities/protection-unauthorized-transactions.html
Explains your rights and responsibilities when unauthorized transactions appear on your account, including important information about liability.
Government of Canada — Resolving an Unauthorized Transaction
https://www.canada.ca/en/financial-consumer-agency/services/resolving-unauthorized-transaction.html
Practical steps to take when you discover a fraudulent or unauthorized transaction, including contacting your financial institution and escalating a complaint.
Government of Canada — Protecting Financial Information After a Data Breach
https://www.canada.ca/en/financial-consumer-agency/services/protect-financial-information-data-breach.html
Explains what to do if personal or financial information may have been exposed through a data breach and how to reduce the risk of further fraud.
Canadian Anti-Fraud Centre — Protect Yourself From Fraud
https://antifraudcentre-centreantifraude.ca/protect-protegez-eng.htm
Practical Canadian fraud-prevention advice covering warning signs, suspicious payment requests, protecting personal information and what to do if targeted.

📚 ADDITIONAL HELPFUL RESOURCES

Canadian Anti-Fraud Centre — Current Frauds & Scams
https://antifraudcentre-centreantifraude.ca/scams-fraudes/index-eng.htm
Browse current fraud types affecting Canadians and learn how different scams operate.
Government of Canada — Order Your Free Credit Report
https://www.canada.ca/en/financial-consumer-agency/services/credit-reports-score/order-credit-report.html
Explains how Canadians can obtain free credit reports and check for unfamiliar accounts or activity that could indicate identity or credit fraud.
Competition Bureau — Common Scams Targeting Canadian Consumers
https://competition-bureau.canada.ca/en/fraud-and-scams/tips-and-advice/scams-target-canadian-consumers-common-scams
An easy-to-understand overview of common scams targeting Canadians and warning signs to watch for.
Government of Canada — Fraud Protection
https://www.canada.ca/en/services/finance/fraud.html
Government information on financial fraud, identity theft, debit and credit card fraud and protecting your financial information.
Report Cybercrime and Fraud — RCMP/Canadian Anti-Fraud Centre
https://reportcyberandfraud.canada.ca/
Canada's official online system for reporting fraud and cybercrime.

🏦 BANK ACCOUNT & DEBIT FRAUD

⭐ TOP 5 RECOMMENDED RESOURCES

Government of Canada — Debit Card Fraud
https://www.canada.ca/en/financial-consumer-agency/services/debit-fraud.html
Comprehensive Canadian information about debit card fraud, stolen PINs, card skimming, suspicious transactions and protecting your bank account.
Government of Canada — Unauthorized Credit & Debit Transactions
https://www.canada.ca/en/financial-consumer-agency/services/rights-responsibilities/protection-unauthorized-transactions.html
Explains consumer rights, responsibilities and potential liability when unauthorized transactions occur.
Government of Canada — Resolving an Unauthorized Transaction
https://www.canada.ca/en/financial-consumer-agency/services/resolving-unauthorized-transaction.html
Step-by-step information on what to do when money is taken from your account without authorization.
Government of Canada — Online Banking Rights & Responsibilities
https://www.canada.ca/en/financial-consumer-agency/services/rights-responsibilities/rights-banking/online-banking.html
Important information about protecting online banking credentials, passwords, devices and accounts from fraud.
Canadian Anti-Fraud Centre — Fraud A–Z
https://antifraudcentre-centreantifraude.ca/scams-fraudes/azindex-eng.htm
A searchable Canadian guide covering bank investigator scams and many other types of financial fraud.

📚 ADDITIONAL HELPFUL RESOURCES

Government of Canada — Protecting Financial Information After a Data Breach
https://www.canada.ca/en/financial-consumer-agency/services/protect-financial-information-data-breach.html
Steps to protect bank accounts and other financial information following a suspected or confirmed data breach.
Canadian Anti-Fraud Centre — Protect Yourself From Fraud
https://antifraudcentre-centreantifraude.ca/protect-protegez-eng.htm
General fraud-prevention advice and warning signs from Canada's national fraud centre.
Government of Canada — SIN Fraud & Data Breaches
https://www.canada.ca/en/employment-social-development/services/sin/fraud-data-breaches.html
Explains how to protect your Social Insurance Number and what to do when personal information may have been compromised.
Competition Bureau — The Little Black Book of Scams
https://competition-bureau.canada.ca/en/little-black-book-scams
A comprehensive Canadian guide to recognizing and avoiding many common types of scams.
Report Cybercrime and Fraud — RCMP/Canadian Anti-Fraud Centre
https://reportcyberandfraud.canada.ca/
Official Canadian portal for reporting fraud and cybercrime.

📈 INVESTMENT & CRYPTOCURRENCY SCAMS

⭐ TOP 5 RECOMMENDED RESOURCES

Canadian Anti-Fraud Centre — Investment Fraud
https://antifraudcentre-centreantifraude.ca/scams-fraudes/investment-investissement-eng.htm
Excellent Canadian information about investment scams, warning signs, fraudulent opportunities and ways to protect yourself.
CIRO — Warning Signs of Investment Fraud
https://www.ciro.ca/office-investor/avoiding-fraud-and-protecting-your-investments/warning-signs-investment-fraud
Explains major warning signs including guaranteed returns, pressure tactics, unsolicited opportunities, fake credentials and unregistered sellers.
CIRO — Avoiding Fraud & Protecting Your Investments
https://www.ciro.ca/office-investor/avoiding-fraud-and-protecting-your-investments
A comprehensive Canadian investor-protection resource explaining how to research investments and recognize suspicious opportunities.
CIRO — Romance & Investment Scams
https://www.ciro.ca/office-investor/avoiding-fraud-and-protecting-your-investments/romance-and-investment-scams
Explains how scammers build online relationships and trust before convincing victims to put money into fraudulent investments or cryptocurrency.
CIRO — Recovery Scams
https://www.ciro.ca/office-investor/avoiding-fraud-and-protecting-your-investments/recovery-scams
Warns about scammers who target previous fraud victims by promising to recover lost money in exchange for additional payments or personal information.

📚 ADDITIONAL HELPFUL RESOURCES

Canadian Anti-Fraud Centre — Cryptocurrency Investment Scams
https://antifraudcentre-centreantifraude.ca/features-vedette/2022/06/crypto-cryptomonnaies-eng.htm
Explains cryptocurrency-related investment fraud and tactics criminals use to convince victims to transfer money.
CIRO — Schemes, Scams & Swindles
https://www.ciro.ca/office-investor/avoiding-fraud-and-protecting-your-investments/schemes-scams-and-swindles
Examples of common investment schemes and techniques used to deceive investors.
CIRO — Investor Alerts
https://www.ciro.ca/office-investor/investor-alerts
Current alerts about potentially fraudulent or suspicious organizations and investment solicitations.
CIRO — Warning: Crypto & Romance Frauds
https://www.ciro.ca/newsroom/publications/warning-crypto-and-romance-frauds
Explains the dangerous combination of relationship manipulation and fraudulent cryptocurrency investments.
CIRO — How to Make a Complaint
https://www.ciro.ca/office-investor/how-make-complaint
Information for Canadian investors who need to make a complaint about an investment dealer, advisor or related issue.

❤️ ROMANCE & RELATIONSHIP SCAMS

⭐ TOP 5 RECOMMENDED RESOURCES

Canadian Anti-Fraud Centre — Relationship & Romance Fraud
https://antifraudcentre-centreantifraude.ca/scams-fraudes/romance-rencontre-eng.htm
Excellent Canadian resource explaining how romance scams begin, common stories scammers use, warning signs and how to protect yourself.
Canadian Anti-Fraud Centre — Relationship Fraud Warning
https://antifraudcentre-centreantifraude.ca/features-vedette/2026/02/valentine-day-saint-valentin-eng.htm
Current information about evolving relationship scams, including social media, wrong-number texts and relationships that eventually lead to investment requests.
Competition Bureau — Romance Scams
https://competition-bureau.canada.ca/en/fraud-and-scams/tips-and-advice/romance-scams
Explains how criminals create fake relationships online, gain trust and eventually ask victims for money.
CIRO — Romance & Investment Scams
https://www.ciro.ca/office-investor/avoiding-fraud-and-protecting-your-investments/romance-and-investment-scams
Important information about scammers who develop relationships before introducing fake investment or cryptocurrency opportunities.
Canadian Anti-Fraud Centre — Social Media Fraud
https://antifraudcentre-centreantifraude.ca/features-vedette/2024/10/social-media-medias-sociaux-eng.htm
Covers fake profiles and other scams originating through social-media platforms.

📚 ADDITIONAL HELPFUL RESOURCES

CIRO — Warning: Crypto & Romance Frauds
https://www.ciro.ca/newsroom/publications/warning-crypto-and-romance-frauds
Explains how romance fraud and cryptocurrency investment fraud increasingly overlap.
CIRO — Empty Promises: Romance Scams, Crypto & Getting Rich Quick
https://www.ciro.ca/empty-promises-romance-scams-crypto-and-getting-rich-quick
Educational information about emotional manipulation, fraudulent investments and promises of quick financial gains.
Canadian Anti-Fraud Centre — Cryptocurrency Investment Scams
https://antifraudcentre-centreantifraude.ca/features-vedette/2022/06/crypto-cryptomonnaies-eng.htm
Helpful for understanding how an online relationship can evolve into a fraudulent cryptocurrency investment scheme.
Competition Bureau — The Little Black Book of Scams
https://competition-bureau.canada.ca/en/little-black-book-scams
Canadian fraud-prevention guide covering romance and other common scams.
Report Cybercrime and Fraud — RCMP/Canadian Anti-Fraud Centre
https://reportcyberandfraud.canada.ca/
Official Canadian portal for reporting romance scams, financial fraud and cybercrime.

🩺 ILLNESS, HEALTH & MEDICAL FRAUD

⭐ TOP 5 RECOMMENDED RESOURCES

Competition Bureau — The Little Black Book of Scams
https://competition-bureau.canada.ca/en/little-black-book-scams
Includes Canadian information about health and medical scams and recognizing claims that may be too good to be true.
Health Canada — Buying Drugs Online
https://www.canada.ca/en/health-canada/services/buying-drugs-over-internet.html
Important information about the risks of purchasing medication online, including counterfeit, unsafe or unauthorized products.
Health Canada — Recalls & Safety Alerts
https://recalls-rappels.canada.ca/en
Search current Canadian recalls and safety alerts involving medications, health products and consumer products.
Health Canada — Drugs & Health Products
https://www.canada.ca/en/health-canada/services/drugs-health-products.html
Official Canadian information about regulated medications, natural health products, medical devices and product safety.
Health Canada — MedEffect Canada
https://www.canada.ca/en/health-canada/services/drugs-health-products/medeffect-canada.html
Information about health-product safety and how consumers can report adverse reactions or product concerns.

📚 ADDITIONAL HELPFUL RESOURCES

Canadian Anti-Fraud Centre — Fraud A–Z
https://antifraudcentre-centreantifraude.ca/scams-fraudes/azindex-eng.htm
A broad reference for identifying fraud that may overlap with health, identity, financial or online scams.
Competition Bureau — Common Scams & Deceptive Marketing Practices
https://competition-bureau.canada.ca/fraud-and-scams/common-scams-and-deceptive-marketing-practices-and-how-avoid-them
Information about deceptive marketing practices, false claims and common scams affecting Canadian consumers.
Canadian Anti-Fraud Centre — Protect Yourself From Fraud
https://antifraudcentre-centreantifraude.ca/protect-protegez-eng.htm
General fraud-prevention information that helps consumers recognize suspicious claims and requests.
Government of Canada — Consumer Product Safety
https://www.canada.ca/en/services/health/product-safety.html
Canadian information about product safety, recalls and reporting unsafe products.
Report Cybercrime and Fraud — RCMP/Canadian Anti-Fraud Centre
https://reportcyberandfraud.canada.ca/
Official Canadian reporting portal when suspected health-related deception also involves financial fraud or cybercrime.

❤️‍🩹 FUNDRAISING, CHARITY & DONATION SCAMS

⭐ TOP 5 RECOMMENDED RESOURCES

CRA — Avoid Donation-Related Scams
https://www.canada.ca/en/revenue-agency/services/charities-giving/giving-charity-information-donors/donate-wisely-avoid-fraud.html
Excellent Canadian resource explaining how to donate wisely, recognize suspicious solicitations and verify an organization before giving money.
Government of Canada — Donations & Charities
https://ised-isde.canada.ca/site/office-consumer-affairs/en/money-debt-and-giving/donations-and-charities
Comprehensive consumer information about safe charitable giving, researching organizations and avoiding donation fraud.
Competition Bureau — Charity Scams
https://competition-bureau.canada.ca/en/fraud-and-scams/tips-and-advice/charity-scams
Explains how criminals use fake charities, emotional stories and misleading fundraising campaigns to obtain money.
CRA — List of Charities
https://apps.cra-arc.gc.ca/ebci/hacc/srch/pub/dsplyBscSrch
Allows Canadians to check whether an organization is a registered charity and review information about it before donating.
CRA — Recognize a Scam
https://www.canada.ca/en/revenue-agency/corporate/scams-fraud/recognize-scam.html
Current examples and warning signs involving fraudulent phone calls, emails, texts and other solicitations, including scams exploiting trusted organizations or emergencies.

📚 ADDITIONAL HELPFUL RESOURCES

CRA — Report Suspected Donation Scams or Non-Compliance
https://www.canada.ca/en/revenue-agency/services/charities-giving/giving-charity-information-donors/report-suspected-donation-scams-non-compliance.html
Explains how to report suspected fraudulent donation activity or concerns involving registered charities.
Canadian Anti-Fraud Centre — Protect Yourself From Fraud
https://antifraudcentre-centreantifraude.ca/protect-protegez-eng.htm
General prevention advice that is particularly useful when evaluating unexpected or high-pressure requests for money.
Competition Bureau — The Little Black Book of Scams
https://competition-bureau.canada.ca/en/little-black-book-scams
Comprehensive Canadian fraud guide covering common tactics used to gain trust and obtain money.
Canadian Anti-Fraud Centre — Current Frauds & Scams
https://antifraudcentre-centreantifraude.ca/scams-fraudes/index-eng.htm
Useful for checking whether a fundraising or donation request resembles a currently reported fraud.
Report Cybercrime and Fraud — RCMP/Canadian Anti-Fraud Centre
https://reportcyberandfraud.canada.ca/
Official Canadian portal for reporting suspected fraud or cybercrime.

📱 ONLINE, EMAIL, TEXT, PHONE & IMPERSONATION SCAMS

⭐ TOP 5 RECOMMENDED RESOURCES

Canadian Anti-Fraud Centre — Phishing
https://antifraudcentre-centreantifraude.ca/scams-fraudes/phishing-service-hameconnage-eng.htm
Excellent current Canadian resource explaining phishing messages, fake emails and websites, warning signs and ways to protect personal information.
Canadian Anti-Fraud Centre — Fraud A–Z
https://antifraudcentre-centreantifraude.ca/scams-fraudes/azindex-eng.htm
One of the best resources for looking up specific scams, including impersonation, phishing, extortion, emergency, service and financial scams.
Canadian Anti-Fraud Centre — Phishing, Email & Text/Smishing Information
https://antifraudcentre-centreantifraude.ca/features-vedette/2025/03/phishing-infographic-infographie-hameconnage-eng.htm
Easy-to-understand information about phishing emails and smishing, where fraudulent links or requests are delivered through text messages.
Competition Bureau — Common Scams Targeting Canadian Consumers
https://competition-bureau.canada.ca/en/fraud-and-scams/tips-and-advice/scams-target-canadian-consumers-common-scams
Covers common scams involving texts, calls, emails, government impersonation, phishing and other deceptive communications.
CRA — Recognize a Scam
https://www.canada.ca/en/revenue-agency/corporate/scams-fraud/recognize-scam.html
Excellent real-world examples showing what legitimate CRA communications look like compared with fraudulent phone calls, texts, emails and online messages.

📚 ADDITIONAL HELPFUL RESOURCES

Canadian Anti-Fraud Centre — Social Media Fraud
https://antifraudcentre-centreantifraude.ca/features-vedette/2024/10/social-media-medias-sociaux-eng.htm
Covers scams involving social-media accounts, fake profiles and other forms of online deception.
Canadian Anti-Fraud Centre — Protect Yourself From Fraud
https://antifraudcentre-centreantifraude.ca/protect-protegez-eng.htm
Practical tips for recognizing suspicious communications, pressure tactics and unusual requests for money or personal information.
Government of Canada — SIN Fraud & Data Breaches
https://www.canada.ca/en/employment-social-development/services/sin/fraud-data-breaches.html
Explains phishing, spoofing and identity theft and what to do if a Social Insurance Number or other personal information is compromised.
Competition Bureau — The Little Black Book of Scams
https://competition-bureau.canada.ca/en/little-black-book-scams
Comprehensive Canadian fraud guide covering phishing, smishing, emergency scams, tax scams, online fraud and other common schemes.
Report Cybercrime and Fraud — RCMP/Canadian Anti-Fraud Centre
https://reportcyberandfraud.canada.ca/
Canada's official online reporting system for fraud and cybercrime.